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Meet Lumin: Your AI Pregnancy Companion

Get instant answers to health questions, verify hospital bills for errors, and understand exactly what pregnancy will cost—all in one place, 24/7.
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See How It Works
• HIPAA-aligned practices • Privacy-first by design • Responsible AI • Continuous compliance • Customer trust focus • HIPAA-aligned practices • Privacy-first by design • Responsible AI • Continuous compliance • Customer trust focus
Average savings when catching billing errors
$ 1000
Of hospital bills contain errors
%
Available whenever you need answers
/7
  • Three Ways Lumin Helps

What Lumin AI Can Do for You

The only AI that understands both pregnancy health AND healthcare costs. No more choosing between health questions and cost questions—Lumin does both.
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Health Questions

Get instant, medically-grounded answers about pregnancy symptoms, procedures, and what to expect. No more doom-scrolling Google at 2am.

Ask Lumin:

  • Is this cramping normal at 20 weeks?
  • What happens during a glucose test?
  • Should I call my doctor about this?
  • What are the risks of inducing early?
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Bill Verification

Upload hospital bills and get instant analysis. Lumin flags duplicate charges, upcoding, out-of-network mismatches, and common errors.

Ask Lumin:

  • Is this $800 charge for labs correct?
  • Why am I charged twice for an epidural?
  • Is this provider in my network?
  • How do I dispute this charge?
📊

Surprise Bills Everywhere

One in five new parents gets hit with unexpected bills—often $2,000+ from out-of-network providers you didn't even choose.

Ask Lumin:

  • Should I induce to avoid double deductible?
  • What will a C-section cost me?
  • How much have I spent so far?
  • Will switching plans save money?
  • The Process

How Lumin AI Works

From confusion to clarity in minutes. Here’s exactly how Lumin helps you save money and reduce stress.
1

Upload or Scan Your Bill

Take a photo of your hospital bill or upload a PDF. Lumin automatically reads every line item, charge code, and provider detail.

  • Is this cramping normal at 20 weeks?
  • Reads itemized and summary bills
  • Processes EOBs (Explanation of Benefits)
  • Secure, encrypted upload
2

Lumin Verifies and Flags Errors

Lumin checks every charge against billing standards, your insurance coverage, and common error patterns. Red flags appear instantly.

  • Duplicate charge detection
  • Upcoding identification
  • Out-of-network alerts
  • Pricing reasonability checks
3

Get Your Verification Report

Receive a clear breakdown of what's correct, what's questionable, and exactly what to do next. No medical billing degree required.

  • Plain-English explanations
  • Estimated savings potential
  • Dispute priority ranking
  • Step-by-step action plan
4

Take Action & Save

Use Lumin's dispute templates, negotiation scripts, and guidance to challenge incorrect charges. Track your progress and celebrate your wins.

  • Pre-written dispute letters
  • Phone call scripts
  • Follow-up reminders
  • Community support from other moms
  • Real Results

Real Moms, Real Savings

These are actual stories from moms who caught billing errors with Lumin AI’s help. Your savings could be even higher.
$ 1000

Duplicate Epidural Charge

Lumin flagged that Sarah was charged twice for the same epidural—once by the hospital and once by the anesthesiologist group. Both charges were for the exact same service code on the same date.

“I would have never caught this on my own. The charges looked different enough that I assumed they were separate services. Lumin knew better.”

— Sarah M., Denver

$ 1000

Out-of-Network Billing Error

The hospital billed Jessica's insurance as out-of-network even though her provider was in-network. Lumin caught the error and she got it corrected within 48 hours.

“This would have gone to collections if I hadn’t caught it. My insurance was denying the claim because of incorrect coding by the hospital.”

— Jessica R., Austin

$ 1000

Upcoded Recovery Room

Maria was charged for "intensive recovery" when she had standard postpartum recovery. Lumin identified the upcoding and provided dispute templates.

“I was in a regular recovery room for 2 hours. They charged me as if I was in intensive care. That’s just fraud.”

— Maria G., Phoenix

$ 1000

Baby's Duplicate NICU Bill

Both parents' insurance plans were billed for their baby's NICU stay. Lumin caught the coordination of benefits error that led to double billing.

“We would have paid both bills because we didn’t know how insurance coordination worked. Lumin saved us over $3,000.”

— David & Amy L., Seattle

  • Your Privacy Matters

Built with Privacy & Security First

Your health information is deeply personal. We take protecting it seriously. Every feature is designed with privacy and security at its core—not as an afterthought.
🔒

HIPAA Compliant

We follow strict HIPAA guidelines for handling protected health information. Your data is encrypted in transit and at rest, with access controls and audit logs.

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Never Sold

We never sell your data to insurance companies, hospitals, pharmaceutical companies, or anyone else. Ever. Our business model is transparent and doesn't rely on data exploitation.

👤

You Control Sharing

Choose what to share in communities and what stays private. Share bills anonymously. Control exactly who sees what information.

“When my son had surgery, the hospital billed us $14,000. Lumin AI found over $2,300 in duplicate charges. We resolved it in 48 hours. This tool literally paid for itself 100 times over.”
  • Michelle R.
  • Founding Member • California

Try Lumin AI Free

Join 50 founding members getting free access to Lumin AI. Verify your bills, get health answers, and save money on pregnancy costs.
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✨ Launching February 1, 2025 • Limited to 50 Members • Completely Free
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