Two Communities. One Mission.
Why We're Starting with Two Communities
Quality Over Quantity
50 founding members. Two focused communities. Intensive support to prove this works. Then we scale to help millions.
Join a Community Built for Your Journey
Transparent Healthcare Costs for Moms
Real Cost Data
See what other moms with your insurance actually paid for delivery, epidurals, C-sections, and postpartum care
Calendar Planning
Model the "deductible double jeopardy" trap and make informed decisions about delivery timing
Baby's Bills
Understand how your baby's separate deductible works and plan accordingly
Bill Reviews
Upload your bills and get help catching errors, understanding charges, and negotiating reductions
Lumin AI Support
Get instant answers to cost and health questions, 24/7
Savings Wins
Celebrate when someone catches a billing error or successfully negotiates a charge down
Cash Discount Strategies
Learn how to negotiate 40-60% discounts when paying cash upfront
Affordable Providers
Find cash-friendly OBs, birth centers, and hospitals in your area
Negotiation Support
Get scripts and strategies for negotiating with providers and hospitals
Medical Tourism
Explore safe, affordable pregnancy care in Mexico, Costa Rica, and other destinations
Payment Planning
Break down total costs and create realistic payment timelines
Emotional Support
Connect with others who understand the unique stress of self-pay pregnancy
- Getting Started
How Communities Work
Join Your Community
Choose the community that fits your situation. You can always join both if you need support in multiple areas.
Share & Learn
Ask questions, share bills for review, learn from other moms' experiences, and get AI-powered insights from Lumin.
Save Money
Catch billing errors, negotiate charges, plan strategically, and avoid the cost traps that blindside other moms.
- Our Values
What Makes These Communities Different
Privacy Protected
Your health information, bills, and personal details are encrypted and never sold. Share openly knowing your data stays private.
Medically Accurate
Our medical advisors review content to ensure health information is evidence-based, not just peer opinions.
Real Cost Data
Not estimates or averages—actual bills from actual moms in your city with your insurance type or paying cash.
Supportive & Judgment-Free
Whether you have gold-plated insurance or no insurance, every mom deserves support and transparency.
Focused & Actionable
Not general pregnancy chat—specific discussions about costs, bills, savings, and financial planning.
AI-Powered
Lumin provides instant answers when the community is quiet. Best of both worlds: human wisdom + AI availability.
Starting Here, Growing Everywhere
Our Vision: Cost Transparency for Every Health Journey
As we grow beyond our founding members, we'll expand to communities covering:
- Women's Health & Wellness
- Chronic Condition Management
- Cancer Care Navigation
- Aging & Medicare
- Pediatric Health
- Mental Health Support
- Family Caregiving
- Surgery & Recovery