Why Lyvona Exists
Every year, 3.6 million American women give birth. Most have no idea what it will actually cost until the bills arrive.
Founding Members Get Everything Free
You’re told to focus on your health and your baby. But in the back of your mind, you’re wondering: “How much is this going to cost?” And nobody—not your doctor, not your insurance company, not even the hospital—can give you a straight answer.
"When I got my bills after giving birth, even with my PhD in public health specializing in insurance, I found them overwhelming."
- — Real mom, posted on Reddit
Then the bills start arriving. Not one bill—twelve. From the hospital, the OB practice, the anesthesiologist, the pediatrician, labs you’ve never heard of. Each one confusing. Each one stressful. Some arriving six months after your baby was born.
This is a fixable problem. Healthcare costs should be transparent BEFORE the bills arrive. Moms should have access to real cost information from other moms who’ve been there. And when questions come up at 2am, there should be trustworthy answers available.
That's why we built Lyvona.
- By The Numbers
The Scale of the Problem
Surprise Medical Bills
New parents get hit with unexpected bills averaging $744, often exceeding $2,000
Report Financial Hardship
Even middle-class families with "good" insurance struggle with pregnancy costs
Average Medical Debt
New parents carry thousands in debt from childbirth—and that's WITH insurance
What We're Building
Make pregnancy healthcare costs transparent
Real Community
Moms sharing what they actually paid, what worked, what didn't. Real experiences from women in your city with your insurance, not generic estimates or guesses.
AI That Actually Helps
Lumin answers both health questions AND cost questions, 24/7. Understand confusing bills, catch errors, model scenarios. Always available when you need it.
Cost Transparency Tools
Upload bills to catch errors. Model calendar year scenarios. Understand the deductible double jeopardy trap. Plan before bills arrive.
Why We're Starting with 50 Founding Members
Instead, we’re starting with 50 founding members who will help us get this right. 50 pregnant or postpartum moms who are facing these cost challenges RIGHT NOW and want a better way.
What This Means for You as a Founding Member
Direct access to our team—your feedback shapes what we build
Intimate community where you actually know the other members
Founding member status and benefits for life
Personal onboarding call where we learn your specific situation
Early access to features before anyone else sees them
Help create something that will help millions of moms after you
Quality over quantity. Always.
- What Makes Us Different
How We're Different
Pregnancy-First, Not General Healthcare
We're not trying to be WebMD for everyone. We're laser-focused on making pregnancy healthcare costs transparent. That means we understand the deductible double jeopardy problem, baby's separate bills, and all the pregnancy-specific cost traps that generic tools miss.
We Complement Facebook, We Don't Compete
Your Facebook group is for feelings and emotional support. Lyvona is for finances and cost clarity. Use both. They work together. We're not trying to replace the communities you already love—we're filling the gap they can't address.
Real Cost Data from Real Moms
Not generic estimates or hospital "chargemasters." Actual bills from actual moms in your city with your insurance type. Community-sourced transparency that generic cost tools simply can't provide because they don't have the data.
We Never Sell Your Data
Your pregnancy information, bills, and health questions stay private. Period. We're not selling to insurance companies, hospitals, or pharmaceutical companies. Ever. Our business model is transparent: we help self-pay moms access medical tourism and offer virtual second opinions.
Built by Someone Who Lived This
Lyvona was founded by someone who experienced this exact frustration firsthand. This isn't a tech company that happened to pick healthcare. This is a mission born from real experience navigating pregnancy costs.
Community-Powered, Not Corporate-Driven
We're building this WITH moms, not FOR them. Your input shapes features. Your experiences inform content. Your needs drive our roadmap. This is a platform built by and for the people who use it.
- Our Roadmap
What We're Building and When
Launch to 50 Founding Members
Two focused communities (Transparent Healthcare Costs for Moms + Self-Pay & Uninsured Moms), Lumin AI for health and cost questions, bill review tools, and intensive support to prove this works. Every founding member gets a personal onboarding call.
Learn & Iterate Rapidly
Rapid improvements based on founding member feedback. Add features they actually need, fix what's confusing, double down on what's working. 100% focused on providing real value and proving product-market fit.
Assess Product-Market Fit
Did we save people money? Are they coming back daily? Are they referring friends? If yes, we scale thoughtfully. If not, we pivot until we get it right. No rushing to scale before we've truly solved the problem.
Scale Thoughtfully
Expand to 200 users, then 2,000, then more. Add medical tourism booking for self-pay moms, virtual second opinions, and employer partnerships. Eventually expand beyond pregnancy to pediatric and family healthcare—but always maintaining the quality and transparency that founding members helped us build.
- Our Values
How We Make Decisions
Moms First, Always
Every decision starts with: "Does this help moms navigate healthcare costs better?" If the answer isn't a clear yes, we don't do it. No exceptions.
Transparency in Everything
We practice what we preach. Our business model is public. Our data sources are clear. Our limitations are acknowledged. If we don't know something, we say so.
Privacy is Non-Negotiable
Your data is yours. We never sell it, share it without permission, or use it for anything beyond making Lyvona better for you. This isn't just policy—it's a core value.
Quality Over Growth
We'd rather serve 50 moms incredibly well than 5,000 moms poorly. Growth comes after value, not before it. We scale when we're ready, not when investors want us to.
Community-Powered Intelligence
The best cost data comes from real moms sharing real experiences. We facilitate that sharing, protect that data, and make it useful for everyone—but the community is the source of truth.
Accessible to All
Healthcare costs affect everyone, but especially those with limited resources. Our founding member pricing is intentionally affordable, and we'll always have options for those who need support.